The victims of the collection agents can approach consumer forum and civil courts for proper remedy. If an collection agent repeatedly calling the consumer, makes nasty comments, vulgar words or threading words or comments about the women’s physical appearance or calling a women to share the bed if she dosen’t pays the debt or continued phoning even after she paid her debt. Then make auto record of all the calls made by the recovery agents and get detail of calls and timings of the calls made by the recovery agents from your service provider. Recovery agents had faced thousands of lawsuits alleging they used abusive tactics to force consumers to pay debts. One such case a recovery agent was reportedly charged with threatening consumers with jail time and having employees tell consumers they worked with Tamilnadu Police Service. The innocent customers routinely tricked and coerced or attempted to trick and coerce thousands of victims throughout India into paying millions of Rupees in consumer debts through a variety of false statements and false threats. The writer Mr.K.P.Satish Kumar M.L. is the leading loan defaulter lawyer in Chennai. If you are affected by the recovery agents, approach proper Association or forum which deals the recovery agents and protect the victims. You can get 24 hrs help from TIDDA and its HELPLINE – 9962999008.